Security that protects your data and your options
Use TOTP-based two-factor authentication and rely on privacy-first implementation choices that keep your account safer and your data yours.
Two-factor authentication
TOTP protection with your authenticator app
Account security
Protected by design
Private sessions, strong password hashing, and portable exports.
2FA enabled
TLS protected
Export ready
What this helps you do
Protect sign-in with TOTP-based two-factor authentication.
Rely on bcrypt, TLS, and httpOnly sessions as core protections.
Keep data export available so security does not come with lock-in.
Add another layer to sign-in
Two-factor authentication helps make a password alone insufficient when someone tries to access your account.
Two-factor authentication
TOTP protection with your authenticator app
Account security
Protected by design
Private sessions, strong password hashing, and portable exports.
2FA enabled
TLS protected
Export ready
Use sound technical basics
Moni Budget combines modern session handling, encrypted transport, and strong password hashing to protect account access.
Import CSVs
Map columns once, preview before import, and keep your format ready for next time.
Export anytime
Download flat CSV or full JSON snapshots whenever you want a copy of your data.
Stay secure without losing ownership
Portable exports and clear settings mean you keep control over your data while still benefiting from stronger protections.
Net worth snapshot
$25,160
Across 3 active accounts
Checking
Synced to your base currency
Savings
Synced to your base currency
Travel
Synced to your base currency
Related features
CSV Import & Export
Move data in and out of Moni Budget without lock-in, manual pain, or hidden limits.
Learn moreAccounts
See balances across checking, savings, and other accounts in one focused overview.
Learn moreBank Sync
Direct bank imports are on the way, with secure connections and a simpler path than repeated CSV exports.
Learn moreReady to take control?
Join Moni Budget today — it's free to get started.