Moni Budget
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Features built for calm money management

Track the day-to-day, plan ahead, and keep your financial data under your control with a focused set of tools.

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Track your money

Capture activity, keep accounts organized, and move data in and out without friction.

Transactions

Capture spending and income fast, then review everything in one clean timeline.

  • Add income and expenses in seconds.
  • Search and filter your full history when something needs a closer look.
  • Keep each transaction connected to the right account and category.
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Accounts

See balances across checking, savings, and other accounts in one focused overview.

  • View active account balances together.
  • See account context alongside net worth and reporting.
  • Archive older accounts without losing history.
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CSV Import & Export

Move data in and out of Moni Budget without lock-in, manual pain, or hidden limits.

  • Import transactions from bank CSV exports.
  • Save column mappings for recurring import formats.
  • Export transaction CSVs and full JSON data snapshots anytime.
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Coming soon

Bank Sync

Direct bank imports are on the way, with secure connections and a simpler path than repeated CSV exports.

  • Secure bank connections are part of the plan.
  • Automatic daily imports will reduce manual updates.
  • Coverage is planned for major banks across Europe and the US.
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Plan ahead

Set clear limits, prepare for recurring activity, and turn goals into steady progress.

Budgets

Set category budgets that make monthly planning easier to maintain and easier to trust.

  • Set monthly limits per category.
  • Watch progress update as spending comes in.
  • Use a custom month start that matches your real budgeting cycle.
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Recurring

Stay ahead of bills, subscriptions, and repeating income with scheduled recurring rules.

  • Define subscriptions, bills, and paydays once.
  • Choose auto-create or reminder-style handling.
  • See upcoming recurring activity before it lands.
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Savings Goals

Turn big goals into visible progress with target amounts, current balances, and milestone tracking.

  • Create goals with clear target amounts.
  • Track progress as each contribution moves you closer.
  • Use deadlines to keep longer-term plans grounded.
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Automate and understand

Reduce repetitive work, uncover patterns, and stay on top of the bigger financial picture.

Rules

Automate repetitive transaction cleanup with criteria-based rules for categories, tags, and notes.

  • Match transactions with account, text, amount, and type criteria.
  • Apply categories, tags, and notes automatically.
  • Run rules retroactively on older transactions when needed.
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Reports & Forecasting

Understand trends, compare periods, and see what upcoming recurring activity means for your balance.

  • See spending by category across any date range.
  • Track income, expenses, net worth, and recurring cost trends.
  • Use forecasting to see where scheduled activity may take your balance next.
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Security

Protect your account and keep your data portable with strong, practical security basics.

  • Protect sign-in with TOTP-based two-factor authentication.
  • Rely on bcrypt, TLS, and httpOnly sessions as core protections.
  • Keep data export available so security does not come with lock-in.
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Why people choose Moni Budget

Track day-to-day money without clutter
Import and export on your terms
Private by default with strong security basics
Grow from quick logging to deeper planning

Ready to take control?

Join Moni Budget today — it's free to get started.

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