Build a budget

Budgets turn categories into a monthly spending plan.

Start with important categories

Begin with categories that affect your decisions most: groceries, dining, transport, subscriptions, rent, or personal spending.

Read progress

Each budget row compares planned amount with actual categorized spending. Remaining budget shows how much room is left in the current period.

Adjust as you learn

The first month is often an estimate. Use reports and transaction history to adjust budget amounts after real spending patterns become clearer.