Categories and category groups

Categories describe what each transaction is for. Category groups keep related categories together.

Income and expense categories

Income categories are used for money coming in. Expense categories are used for spending. This distinction affects reports and budget totals.

Groups

Create groups for broad areas like Housing, Food, Transport, Subscriptions, or Income. Groups make large category lists easier to scan.

Budget impact

Budget rows are tied to categories. If categories are too broad, budgets become vague. If they are too narrow, maintenance becomes noisy.